Before you sign · 3 pages

The three-quote sheet

Three quotes are only useful if they're for the same job.

The low quote usually left something out. The high quote usually put something in. Until you know what, you don't have three prices — you have three different jobs.

Most aren’t. This sheet puts them side by side so the differences show — and so the question becomes “why is yours different?” instead of “which is cheapest?”

ItemQuote AQuote BQuote C
The company
Company name
License number — checked at sos.ga.gov?
Certificate of insurance received from their agent?
Who does the work — employees or subs?
The job
Scope — what's included
What's specifically excluded
Size / quantity (tons, squares, linear feet, gallons)
Materials — brand, model, grade
Efficiency or spec (SEER2, shingle class, paint line)
Permit — pulled by whom
Haul-away and cleanup included?
The terms
Start date / finish date
Labor warranty (years, in writing)
Materials warranty (years, who honors it)
Payment schedule (deposit / midpoint / final)
How changes are priced and approved
The price
Total
Price per unit (per square, per ton, per window)
Anything "to be determined" or "if needed"

Reading the sheet

  • Find the row where they disagree. On a roof it’s usually decking replacement (“up to 3 sheets included” vs. “as needed, $90/sheet”). On HVAC it’s the efficiency rating and whether ductwork was looked at. On paint it’s how many coats and whether prep is priced. That row is the real conversation.
  • Ask the low bid what’s not in it. Ask the high bid what’s in it that the others don’t have. Both answers are usually honest; they just weren’t volunteered.
  • A quote with blanks in the materials rows isn’t a quote yet. Send it back and ask for the brand and model. A contractor who won’t write it down doesn’t want to be held to it.
  • “If needed” is where the budget goes. Ask for a unit price on every one of those lines before you sign, so a surprise is a known number.
  • Price per unit catches the outlier. Three roofers quoting $425, $450 and $780 a square are telling you something — and it’s rarely that the third is twice as good.
  • All else equal, take the middle one. Then, all else is rarely equal — which is the point of the sheet.

Pairs with "How we vet a contractor" and "Repair or replace?" — the three together are how we review every quote for the homes we look after.

Next guideHow we vet a contractor